Cash Balance Actuaries - Specializing in pension plans for small business

	Cash Balance Plans Could Overtake 401(k)s April 19, 2013 This article from PLANSPONSOR.com explains how Cash balance plans are growing in popularity and could overtake 401(k) retirement plans within the next few years. A Texas-based investment management firm recently released research that cites figures from the U.S. Department of Labor, which illustrate the rise in popularity of cash balance plans.

	Congressman Erik Paulsen speaks at the Hearing on Tax Reform and Tax Favored Retirement Plans April 17, 2012 Government regulations can play a large role in your finances especially as they relate to your retirement plan. This is just one of the topics that Cash Balance Actuaries stays on top of so you don't have to. --------------- Congressman Paulsen participated in the Hearing on Tax Reform and Tax Favored Retirement Plans on Capitol Hill. Per a discussion with Cash Balance Actuaries president Charles Steingas, Congressman Paulsen asked the panel to address how the non-discrimination rules that apply to retirement plans ensure tax benefits are relevant and beneficial for both business owners and employees. You can watch the full hearing here and see Congressman Paulsen's question from Charlie starting at 49:30 in the video. It is a distinct honor, and Cash Balance Actuaries president Charlie Steingas would like to thank Congressman Paulsen for the opportunity to be so closely involved in the politics that shape our country. Cash Balance Actuaries will work to make sure that the interests of our clients and their employees are being looked after by our representatives.

	What's the Tax Advantage of 401(K)s? (.pdf) February 16, 2012 This article discusses how tax reform is high on the nation’s agenda and while Republicans and Democrats may disagree about the extent to which tax increases should be part of the deficit reduction effort, they generally agree that a broader base and lower rates for the federal income tax would promote fairness and boost economic growth. The base-broadening discussion inevitably raises the question of cutting back on some “tax expenditures.” These expenditures are revenue losses attributable to provisions of the tax laws that are designed to support particular activities. Prime examples are the provisions designed to encourage retirement savings...


	How To Determine If a Cash Balance Pension Plan Is Right for Your Company January 3, 2012 Check out this article about from SmartBusiness about making the decision to pursue a cash balance pension plan.


	Cash Balance Plan A Third Way To Save December 11, 2012 Check out this article by David Roeder from the Sun Times where he discusses retirement savings and specifically cash balance plans in his recent report.


	Cash Balance Actuaries, LLC Joins the Northern Dental Alliance May 25, 2011 We are excited to join the Northern Dental Alliance. Please check out the websites of the other members who help dentists with many aspects of their businesses. Agency For Dental Offices, Dentists Seeking Employees - Kim Smythe, Dental Staffing Services - Providing temp, temp-to hire and permanent fully trained professionals, licensed to care for YOUR valued patients in Minnesota and Wisconsin. New Dental Office Construction, Remodeling - Andy Christensen, Heritage Construction Companies, LLC - Design build, construction management, environmentally responsible building, the right architect, location feasibility studies, more. Real Estate & Equipment Financing for Dentists, Offices - Jennifer Maschke, U.S. Bank Practice Financing - Complete banking services as well as acquisitions, buy-ins, expansions, start-ups, debt refinance, and equipment. Dental Office Safety & Compliance Training - Leanne Mathieu Kramer, Statements Plus Compliance Solutions, LLC - Expertise in infection control, OSHA compliance training, site evaluations, manual reviews and office implementation. Dentist Wealth Management - Rick Epple, CFP - Epple Financial Advisors, LLC - Develop and put in place a plan to achieve financial independence. Tying your dental practice business and personal life together. Dental Laboratory - Randy Renstrom, CDT & Jenna Grams - Renstrom Dental Studio - Exceptional, cost-relevant crown and bridge, case design and development, and esthetic, cosmetic, and restorative dentistry. Dental Practice Sales & Transitions - Mike Haase, Aftco Transition Consultants - Planning: the key to maximizing your dentistry success and quality of life. Dental Marketing Consulting - Dick Chwalek, Niche Dental - Identify your dentist Niche. Create your dental Brand. Integrate your dentistry Marketing. Implement your dental practice Strategy.


	Why Your Company Isn't Too Small for a 401(k) Plan March 2, 2011 Check out this article from Forbes about why your business is not too small to have a retirement plan.


	More Small Businesses Add Cash Balance Pensions June 11, 2010 Check out this article about the increasing popularity of cash balance plans among small business owners.


	The Best-Kept Tax Secret For Small Businesses April 20, 2010 Check out this article from CNN Money about the tax benefits of setting up a cash balance plan.


	Tax Rates Are Going Up - Learn About Setting Up DB Plans March 5, 2010 Check out this article about the increasing popularity of cash balance plans among small business owners.


	Cash Balance vs. Defined Befefit Plans February 3, 2010 Are you wondering how a Cash Balance Plan differs from a traditional Defined Benfit Plan? Read this article.